• +91 99807 50049
  • Mon-Sat: 10.00AM-6.00PM
  • harsh1@kapitalseed9.com
Facebook Instagram Linkedin
Menu
Enquiry Now

Unsecured Loan

Unsecured loans are a kind of financing where the borrower is not required to furnish any collateral to the banks or NBFC etc.

Business Loan

Eligibility Criteria

Everyone who meets the basic criteria below is eligible for a business loan:

  • Nationality should be Indian.
  • Minimum age: 24 years and Maximum age: 70 years.
  • Business vintage should be 1 year or above.
  • CIBIL score should be 750 or above.
  • Business must be profitable for the past 2 years.
  • Additional criteria: The applicant must own a residence, shop, office, or godown.

Documents Required

Below are the documents required to complete your application process:

  • KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
  • Proof of business ownership (Trade Licence / ITR / Establishment Certificate / Sales Tax Certificate).
  • Income proof (ITRs with computation, audited balance sheet certified by a registered CA, and Profit & Loss statement for the past 2 years).
  • Last 6 months’ bank statements.
Apply Now

Personal Loan

Eligibility Criteria

If you meet the basic criteria mentioned below, you are eligible for a personal loan:

  • Nationality should be Indian.
  • Minimum age: 21 years and Maximum age: 67 years.
  • Must be employed with a Public sector, Private company, or MNC.
  • CIBIL score should be 750 or higher.
  • Monthly salary should start from Rs 22,000 (based on the city of residence).

     

Documents Required

Below are the documents required to complete your application process:

  • KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
  • Salary slips for the last 3 months.
  • Employee ID card.
  • Bank account statements for the last 3 months.
Apply Now

Purchase Bill Discounting

Eligibility Criteria

  • Registered business entity.
  • Active GST registration.
  • Regular billing cycle.
  • Good financial track record.

     

Documents Required

  • KYC documents.
  • GST returns.
  • Purchase bills/invoices.
  • Bank statements.
Apply Now

Sale Bill Discounting

Eligibility Criteria

  • Business operational for minimum 1 year.
  • Valid invoices from reputed buyers.
  • GST registered entity.

     

Documents Required

  • KYC documents.
  • Sale invoices.
  • GST returns.
  • Bank statements.
Apply Now

Export Finance

Eligibility Criteria

  • Valid Import Export Code (IEC).
  • Confirmed export order.
  • Business vintage minimum 1 year.

     

Documents Required

  • KYC documents.
  • IEC certificate.
  • Export order copy.
  • Bank statements.
  • GST returns.
Apply Now

Import Finance

Eligibility Criteria

  • Valid IEC certificate.
  • Confirmed purchase order.
  • Good credit history.

     

Documents Required

  • KYC documents.
  • IEC certificate.
  • Purchase order copy.
  • Bank statements.
  • GST returns.
Apply Now

CGTMSE Loan

Eligibility Criteria

  • MSME registration required.
  • Business vintage minimum 1 year.
  • Eligible under CGTMSE guidelines.
  • CIBIL score as per lender norms.

     

Documents Required

  • KYC documents.
  • Udyam Registration Certificate.
  • GST returns.
  • Bank statements.
  • ITR (Last 2 years).
Apply Now

Machinery Loan

Eligibility Criteria

  • Business must be operational for minimum 1–2 years.
  • Minimum turnover as per lender norms.
  • CIBIL score 700+.
  • Stable business financials.

     

Documents Required

  • KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
  • GST & Business registration certificate.
  • Machinery quotation.
  • Bank statements (Last 6 months).
  • ITR (Last 2 years).
Apply Now

Enquire Now