• +91 99807 50049
  • Mon-Sat: 10.00AM-6.00PM
  • harsh1@kapitalseed9.com
Facebook Instagram Linkedin
Menu
Enquiry Now

Secured Loan

We examine the characteristics of your business and submit them to a variety of banks and financial institutions.

Home Loan

Eligibility Criteria

Below are the housing loan eligibility criteria for individuals:

  • Nationality should be Indian.
  • Minimum age: 21 years and Maximum age: 65 years (Salaried) and 70 years (Self-employed).
  • Minimum income: Rs 15,000 per month (Salaried) and Rs 12,000 per month (Self-employed).
  • CIBIL score should be 750 or above.
  • Co-applicant should be a family member (If applicable).

Documents Required

If you are eligible for a home loan, check below the documents required:

  • KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
  • Last 3 months salary slip (Salaried) and Business profile (Self-employed).
  • Processing Fee and CERSEI cheques.
  • Signature proof.
Apply Now

Car Loan

Eligibility Criteria

We offer auto loans for your favourite car. Check the eligibility criteria below:

  • Nationality should be Indian.
  • Minimum age: 21 years and Maximum age: 60 years (Salaried) and 65 years (Self-employed).
  • Net income should be Rs 10,000 per month or above.
  • Applicants should have work experience of at least 2 years.
  • Applicants must reside at their current residence for at least 1 year.

Documents Required

Below are the documents required for applying for an auto loan:

  • KYC documents (Aadhar card / Voter’s ID / Passport / PAN card).
  • Income proof:
  • Salaried: Current 6 months’ salary slips / Past 3 months’ bank statements / Form 16 / Updated ITR.
  • Self-employed: Past 3 months’ bank statements / Balance sheets / P&L accounts / Updated ITR.
  • Signature verification proof.
  • Copy of vehicle registration certificate.
Apply Now

Working Capital

Eligibility Criteria

  • Business must be operational for minimum 1–2 years.
  • Minimum turnover as per lender norms.
  • CIBIL score 700 or above.
  • Indian resident individual/company.

Documents Required

  • KYC documents.
  • Business registration proof.
  • GST returns (Last 6–12 months).
  • Bank statements (Last 6 months).
  • ITR (Last 2 years).
Apply Now

Overdraft Facility

Eligibility Criteria

  • Active current account holder.
  • Business vintage of minimum 1 year.
  • Good repayment history.
  • CIBIL score 700+.

Documents Required

  • KYC documents.
  • Business proof & GST certificate.
  • Bank statements (Last 6–12 months).
  • ITR (Last 2 years).
Apply Now

Loan Against Property

Eligibility Criteria

  • Applicant must be property owner.
  • Minimum age: 21 years.
  • Maximum age: 65 years.
  • CIBIL score 700+.
  • Stable income source.

Documents Required

  • KYC documents.
  • Property documents (Complete chain).
  • Income proof (Salary slip / ITR).
  • Bank statements (Last 6 months).
  • Property valuation documents.
Apply Now

Loan Against Share

Eligibility Criteria

  • Applicant must own approved shares/securities.
  • Demat account holder.
  • CIBIL score 700+.
  • Indian resident.

Documents Required

  • KYC documents.
  • Demat account statement.
  • Income proof (If required).
  • Bank statements.
Apply Now

Project Funding

Eligibility Criteria

  • Detailed project report (DPR) required.
  • Business operational track record preferred.
  • CIBIL score 700+.
  • Financial viability of project.

Documents Required

  • KYC documents.
  • Project report.
  • Financial statements (Last 2–3 years).
  • Bank statements.
  • Business registration documents.
Apply Now

Machinery Loan

Eligibility Criteria

  • Business must be operational for minimum 1 year.
  • Machinery quotation required.
  • CIBIL score 700+.
  • Stable financials.

Documents Required

  • KYC documents.
  • GST & Business registration.
  • Machinery quotation.
  • Bank statements (Last 6 months).
  • ITR (Last 2 years).
Apply Now

Enquire Now